Category Archives: self sufficient living

What to do with Used Coffee Grounds?

So today, while drinking my coffee and enjoying a day off after Christmas, my wife and I had the television on. We were watching Extreme Cheapskates on TLC while doing other things. In this particular episode, one of the people named Roy, talked about how he uses “used coffee grounds” to clean his windows with. Several of the things that are mentioned in the show are things my wife and I would never do because of health risks or just being disgusting. But using coffee grounds to clean with? That was intriguing, especially as I watched the show drinking a cup of coffee!

So I did a little googling and found some ideas.  Currently my wife and I only use coffee grounds to put in our compost. But these sites suggest other uses for Coffee Grounds:

Ideas range from cleaning dishes, to ant repellant, to furniture dye. Have you actually tried any of these? Do they actually work? Any tips or ideas you have will be greatly appreciated. I am a graduate student living on a budget so any money saving tips for my wife and I are greatly appreciated. Thanks for reading and have a great day!

Fair Trade Coffee | Equal Exchange Organic Coffee, Ethiopian, Whole Bean, 12-Ounce Bags (Pack of 3)Green Mountain Coffee, Colombian Fair Trade Select K-Cup Portion Pack for Keurig Brewers, 50 countReggie's Roast Organic, Fair Trade Ground Coffee, 12-Ounce Cans (Pack of 3)

Advertisements

Are too many young people going to college?

A college education was once regarded as a first-class ticket to a better life.

But the rising costs of higher education, the burden of student loans and a less-certain job market have left many wondering: Are too many young people going to college?” — SOURCE: Wall Street Journal

College education is very important, but with the current tuition rates it appears to be a financial liability that outweighs the financial benefits. What do you think?

Baby Bunnies Born Today: Video

So my wife walked into the backyard today, and found these crawling in the grass and on the path. We didn’t even know the rabbit was pregnant!! The mother rabbit pulled fur “after” giving birth… thankfully we didn’t step on any of the them. They all seem healthy and doing fine.

Chickens in our Backyard Farm – 6 Weeks Old

2 or 3 days old

This is an update on the chickens. In approximately two weeks, we will begin butchering the white chickens (Cornish Cross). We are keeping the Ameraucana and Rhode Island Red chickens for egg layers. The Cornish Cross have grown freakishly fast in the 6 weeks we have owned them. My wife and I knew that the Cornish would grow quickly, but it is still a surprise. We are going to weigh them tomorrow.

In the video, you can really see the size of the Cornish when they walk next to the milk jug. Currently they eat a half pound of food every day (each). Honestly I know very little about chickens. My wife and I had chickens last year … and we have them this year. But, in total, I still have less than one year of chicken raising experience. These chickens seem healthy… and the egg layers are healthy.

The egg layers are lightning fast too. I wonder if the egg layers are really that fast… or if they look fast when compared to the lumbering Cornish Cross chickens…

My wife spotted a small possum in the chicken run yesterday. I have not seen it yet but we are definitely concerned about it. Possums can eat chickens… and eggs… sigh…

NFL DRAFT Curse: “Money”

I love the NFL. I will not be shy about it. The NFL is my first, second, and THIRD favorite sport to watch. That being said, I will be studying for classes while watching the NFL Draft this weekend (grad school keeps me busy). When watching the draft I like hearing stories about the rookies although it will be hard to top the story which inspired “The Blind Side.” I also like trying to figure out each team’s strategy when they are drafting.

One of the things I keep in mind is that these are still young men. Yes, they are giants. Some of them could probably crush my skull with their hands. But they are still REALLY, REALLY young. And if they are taken in the top three rounds of the draft, they are going to make a lot of money. If they are drafted in the first round they are going to make a ton of money… millions.

NFL DRAFT CURSE: “MONEY”

But a storyline that the NFL (like other pro sports) is trying to avoid is the pro-athlete who ends up bankrupt. Believe it or not, an athlete can make millions of dollars and still end up bankrupt. How? Various reasons.

But one of the key issues for athletes, as is the same for winning the lottery, is that many people did not grow up with a lot of money. If a person doesn’t grow up with money then he/she doesn’t know how to manage it. Normally this person may get help from dad or friends (who did not grow up with money either).  So no one in his/her immediate contacts has experience with managing a lot of money.

Going from being poor to being a multimillionaire IN JUST ONE DAY is like going from being unable to swim to trying to win 8 Gold Medals in Olympic swimming. It doesn’t work.

My wife and I went through Dave Ramsey’s Financial Peace University to help us get our money management skills under control. My wife is amazing, but she is also my second wife. My first marriage ended in divorce. One of the key reasons my first marriage failed was because of finances. Financial issues end many marriages.

We have switched to Dave Ramsey’s cash system. It is hard, especially considering that we are living on the income of a graduate student because my wife is still unemployed. We do not use credit cards. In fact, we paid off the last credit card this month. The cash envelope system has worked well during our first year of marriage. We have had some tense discussions about money. But in general, because we use the cash system and because we have a monthly budget… the discussions are usually short, and we aren’t mad at each other. We are frustrated because we don’t have more money… but the discussions have never been about one of us spending money without telling the other (which could result in both of us spending money from the checking account and then the checking account becomes overdrawn).

My wife and I talk about our money. We pray about our money. We do our best to be accountable for it. It has worked well for us.

If people who inherit millions, or win it in the lottery, or who make it into the NFL Draft this weekend… if they took more accountability in managing their money accounts, there would be less issues with pro athletes going bankrupt after making $50-million.

I don’t remember the exact quote, but Dave Ramsey said something like: Money is called currency for a reason, because it moves. Most people don’t understand the “moving” part of money… and when they stop taking accountability for their money… they don’t know where the money moved to, and thus end up bankrupt.